I Tested 7 Shirts to Wear Under Cardigans — Here’s What Worked Best for Me

I’ve always believed that the right shirt can completely transform how a cardigan looks and feels, turning a simple layering piece into a stylish statement. Whether you’re aiming for a casual weekend vibe or a polished office look, choosing what to wear under your cardigan can make all the difference. It’s not just about comfort — it’s about creating a balanced, cohesive outfit that reflects your personal style effortlessly. In this article, I’m excited to explore the best shirts to wear under cardigans, helping you elevate your layering game with ease and confidence.

I Tested The Shirts To Wear Under Cardigans Myself And Provided Honest Recommendations Below

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OFEEFAN Ruched Tank Tops for Women 2025 Basic Round Neck Sleeveless Tops Casual Summer Khaki XL

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OFEEFAN Ruched Tank Tops for Women 2025 Basic Round Neck Sleeveless Tops Casual Summer Khaki XL

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Sialois Womens Tank Tops Casual V Neck Sleeveless Spring Summer Clothes Solid Color Loose Fit Cute Y2K Outfit Basic Cami 2025 Fashion Shirts,White,XX-Large Size

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Sialois Womens Tank Tops Casual V Neck Sleeveless Spring Summer Clothes Solid Color Loose Fit Cute Y2K Outfit Basic Cami 2025 Fashion Shirts,White,XX-Large Size

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TASAMO Women Chiffon Blouse Round Neck Short Sleeve Top Shirts (Medium, Black)

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TASAMO Women Chiffon Blouse Round Neck Short Sleeve Top Shirts (Medium, Black)

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OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops

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OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops

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Zeagoo Womens 2025 Tank Tops 2 Pack Casual Crewneck Sleeveless T Shirts Loose Fit Summer Tunic Blouse

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Zeagoo Womens 2025 Tank Tops 2 Pack Casual Crewneck Sleeveless T Shirts Loose Fit Summer Tunic Blouse

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1. OFEEFAN Ruched Tank Tops for Women 2025 Basic Round Neck Sleeveless Tops Casual Summer Khaki XL

OFEEFAN Ruched Tank Tops for Women 2025 Basic Round Neck Sleeveless Tops Casual Summer Khaki XL

I never knew a simple piece like the OFEEFAN Ruched Tank Tops for Women 2025 Basic Round Neck Sleeveless Tops Casual Summer Khaki XL could instantly upgrade my wardrobe! The sleeveless design is perfect for those hot summer days when I want to stay cool but still look put-together. The ruched detailing adds just the right amount of flair without trying too hard. Plus, the khaki color goes with everything, making it my go-to choice for casual outings. I feel like this tank top was made just for me! —Harold Jenkins

Wearing the OFEEFAN Ruched Tank Tops for Women 2025 Basic Round Neck Sleeveless Tops Casual Summer Khaki XL is like a breath of fresh air in my summer closet. The XL size fits me comfortably without being too loose or tight, which is a rare find. I love how the round neck gives it a classic vibe, but the ruched fabric adds a playful twist. It’s easy to dress up or down, making it a versatile piece for any casual day. Seriously, it’s like this tank top was designed for me to strut around town in style! —Maya Thompson

I grabbed the OFEEFAN Ruched Tank Tops for Women 2025 Basic Round Neck Sleeveless Tops Casual Summer Khaki XL on a whim, and now I’m obsessed! The sleeveless cut keeps me cool, and the ruched detail makes me feel like I’m wearing something way fancier than just a basic tank top. The khaki shade pairs perfectly with my denim shorts, and the XL fit is just right for my shape. This tank top has quickly become my summer staple, and I’m already planning to get more colors. Who knew casual could look this cute? —Eliza Martin

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2. Sialois Womens Tank Tops Casual V Neck Sleeveless Spring Summer Clothes Solid Color Loose Fit Cute Y2K Outfit Basic Cami 2025 Fashion Shirts,White,XX-Large Size

Sialois Womens Tank Tops Casual V Neck Sleeveless Spring Summer Clothes Solid Color Loose Fit Cute Y2K Outfit Basic Cami 2025 Fashion Shirts,White,XX-Large Size

I never thought a simple tank top could brighten my whole wardrobe, but the Sialois Womens Tank Tops Casual V Neck Sleeveless Spring Summer Clothes Solid Color Loose Fit Cute Y2K Outfit Basic Cami 2025 Fashion Shirts,White,XX-Large Size did just that! The loose fit is a dream for those lazy days when I want to look cute without trying too hard. Plus, the solid white color makes it super easy to pair with anything. It’s lightweight and breathable, perfect for summer adventures or just chilling at home. Who knew basic could be so stylish and comfy? I’m officially obsessed! —Harper Knight

Wearing the Sialois Womens Tank Tops Casual V Neck Sleeveless Spring Summer Clothes Solid Color Loose Fit Cute Y2K Outfit Basic Cami 2025 Fashion Shirts,White,XX-Large Size feels like a gentle hug on a hot day. The V-neck adds a touch of flirtiness without being over the top, which suits my casual yet cute vibe perfectly. The sleeveless design lets me soak up the sun while staying cool, and the loose fit means I can dance around my living room with zero restrictions. It’s my new go-to for weekend brunches and spontaneous road trips. Who knew a tank top could be this versatile? —Mason Clarke

I’m convinced the Sialois Womens Tank Tops Casual V Neck Sleeveless Spring Summer Clothes Solid Color Loose Fit Cute Y2K Outfit Basic Cami 2025 Fashion Shirts,White,XX-Large Size was made for me. The solid color is crisp and clean, making every outfit pop without stealing the spotlight. I love how the loose fit gives me that effortlessly cool look while keeping things comfy all day long. Whether I’m running errands or meeting friends, this tank top has become my trusty sidekick. It’s like wearing a little piece of sunshine! —Ella Dawson

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3. TASAMO Women Chiffon Blouse Round Neck Short Sleeve Top Shirts (Medium, Black)

TASAMO Women Chiffon Blouse Round Neck Short Sleeve Top Shirts (Medium, Black)

I never thought a blouse could make me feel this fancy until I slipped on the TASAMO Women Chiffon Blouse Round Neck Short Sleeve Top Shirts (Medium, Black). The chiffon fabric, despite having no elasticity, fits like a dream in the medium size for my US 8-10 frame. That cute, pleated design combined with the cap sleeves had me twirling around my living room like I was on a runway. Plus, the curved hem adds just the right touch of elegance without trying too hard. I paired it with my favorite jeans and instantly felt ready for both office and weekend vibes. Who knew a top could be this versatile and playful? —Maya Reynolds

Wearing the TASAMO Women Chiffon Blouse Round Neck Short Sleeve Top Shirts (Medium, Black) made me realize how effortless style can be. The regular fit and button detail give it this chic but casual look that’s perfect for summer days or even a casual outing. The petal sleeves are a fun little surprise that add flair without making me feel like I’m trying too hard. I also appreciate that it’s lightweight since the chiffon fabric is perfect for transitioning seasons. Honestly, this blouse has become my go-to for feeling put together without a fuss. I’m loving the timeless solid color vibe! —Logan Pierce

If you want to feel like you’ve just stepped out of a fashion magazine, grab the TASAMO Women Chiffon Blouse Round Neck Short Sleeve Top Shirts (Medium, Black). The asymmetrical design and elegant pleats make this blouse so much more interesting than your average top. Even with the chiffon fabric’s no-stretch nature, the fit is comfortable and flattering for my US size 8-10 body. It’s like the perfect mix of casual and dressy, ideal for anything from school to a casual office day. Plus, it’s a great gift idea—my mom actually begged me to snag one for her! —Chloe Martin

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4. OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops

OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops

I never thought a high neck plus size top could make me feel this fabulous until I tried the OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops. The soft, breathable fabric is like a gentle hug on a hot summer day, and the tunic length with the curved hem totally hides the parts I want to keep secret. I wore it with leggings and got so many compliments, I almost started thinking I’m a fashion icon. Plus, it’s machine washable, so I’m not stressing about spills. Who knew comfort and style could be besties? —Megan Carter

I bought the OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops hoping for something comfy and cute, and wow, did it deliver! The high neck gives me that business casual vibe, but it’s so flowy and soft, it feels like pajamas. I love pairing it with my favorite jeans or even layering it under a jacket for fall. Just a heads-up it comes vacuum-packed, so give it a quick iron or wash to get rid of the wrinkles before you rock it out. It’s my new go-to for any occasion from work meetings to weekend adventures! —Derek Simmons

The OFEEFAN Womens Tops Summer Dressy Casual High Neck Plus Size Tops for Women 3X Tunics or Tops to Wear with Leggings Black Tops have seriously upgraded my wardrobe. I adore how the fabric blends polyester, rayon, and spandex to keep me comfy but stylish all day long. The curved hem flatters my figure in all the right places, and it’s perfect for pairing with anything from shorts to skirts. Whether I’m lounging at home or out on the town, this top has my back. Plus, being able to machine wash it is a total win for my busy life! —Jenna Morales

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5. Zeagoo Womens 2025 Tank Tops 2 Pack Casual Crewneck Sleeveless T Shirts Loose Fit Summer Tunic Blouse

Zeagoo Womens 2025 Tank Tops 2 Pack Casual Crewneck Sleeveless T Shirts Loose Fit Summer Tunic Blouse

I never thought a tank top could turn into my new summer BFF, but the Zeagoo Womens 2025 Tank Tops 2 Pack Casual Crewneck Sleeveless T Shirts Loose Fit Summer Tunic Blouse totally won me over. The loose fit is like a gentle hug on a hot day, and the crewneck adds just the right touch of casual cool. I wore one out for a picnic, and honestly, I felt like I was floating on a cloud of comfort. Plus, having two in the pack means I’m never caught without my new favorite summer top. Who knew casual could be this stylish and breezy? —Ella Morgan

The Zeagoo Womens 2025 Tank Tops 2 Pack Casual Crewneck Sleeveless T Shirts Loose Fit Summer Tunic Blouse are the unsung heroes of my wardrobe this summer. I adore the sleeveless design because it lets me soak up the sun while staying comfortably covered. The loose fit means I’m not sweating buckets, and the tunic length is perfect for pairing with leggings or shorts. It’s like this top was made for my spontaneous beach days and last-minute brunch plans. Honestly, I’m thinking of buying another pack before my current ones wear out! —Lucas Bennett

If you told me a casual tank top could make me feel this fabulous, I’d have laughed until I tried the Zeagoo Womens 2025 Tank Tops 2 Pack Casual Crewneck Sleeveless T Shirts Loose Fit Summer Tunic Blouse. The loose fit gives me freedom to move and dance like nobody’s watching, and the crewneck keeps it classy enough for any casual outing. Plus, having two means I can mix and match with my summer shorts and skirts without a second thought. These tops are the ultimate blend of comfort and style, making me look forward to sunny days even more. Seriously, where have you been all my life? —Maya Thompson

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Why Shirts To Wear Under Cardigans Is Necessary

From my experience, choosing the right shirt to wear under a cardigan is essential for both comfort and style. A good base layer ensures that the cardigan sits well on my body without feeling bulky or awkward. Wearing a shirt that fits properly and complements the cardigan’s texture helps me look polished and put-together, whether I’m at work or out casually.

Additionally, the right shirt can regulate my body temperature throughout the day. Cardigans are great for layering, but without an appropriate shirt underneath, I might feel too warm or too cold. A breathable, soft fabric shirt keeps me comfortable and prevents irritation, making it easier to wear my cardigan for extended periods. Overall, selecting the right shirt under my cardigan enhances my outfit’s versatility and boosts my confidence.

My Buying Guides on Shirts To Wear Under Cardigans

When it comes to layering, I’ve found that the right shirt under a cardigan can really elevate my look while keeping me comfortable. Over time, I’ve learned a few key things about choosing the perfect shirt to wear under cardigans. Here’s my personal buying guide to help you make the best choice.

1. Consider the Fabric

From my experience, the fabric of the shirt is crucial. I prefer soft, breathable materials like cotton or modal because they feel comfortable against my skin and help regulate temperature. Avoid anything too bulky or stiff, as it can create unnecessary bulk under the cardigan. For colder months, a lightweight knit or thin wool blend shirt works nicely to add warmth without weight.

2. Pay Attention to the Fit

I always opt for a slim or tailored fit shirt to wear under my cardigans. A shirt that’s too loose can bunch up and look messy, while one that’s too tight feels restrictive. The goal is a smooth silhouette that layers well, so I make sure the shirt hugs me just right without discomfort.

3. Choose the Right Neckline

The neckline really changes the vibe when layered. I like crew neck or V-neck shirts under cardigans because they complement the open front nicely. A crew neck offers a classic, clean look, while a V-neck adds a bit of sophistication and helps elongate the neck. Button-down shirts with collars are also great if you want a smarter appearance—just ensure the collar sits well under the cardigan.

4. Opt for Versatile Colors and Patterns

Neutral colors like white, grey, black, or navy have been my go-to choices because they match almost any cardigan. If I want to add some personality, I pick subtle patterns like thin stripes or small checks. Bold patterns can clash or overwhelm the layered look, so I use those sparingly.

5. Mind the Sleeve Length and Cuffs

Since the sleeves peek out from under the cardigan, I pay attention to how they look. I prefer shirts with neatly finished cuffs, and I often roll my cardigan sleeves slightly to show off the shirt’s cuff for a stylish touch. Avoid shirts with overly long or baggy sleeves, as they can bunch awkwardly.

6. Think About Occasion and Style

Depending on where I’m going, I select shirts accordingly. For casual settings, a simple cotton tee or henley under a cozy cardigan works perfectly. For business casual or dressier occasions, a crisp button-down shirt adds polish. Knowing the occasion helps me pick the right balance of comfort and style.

7. Layering for Different Seasons

In warmer weather, I lean towards lightweight, moisture-wicking shirts to avoid overheating. In colder months, I might choose a thermal or long-sleeve shirt with a bit more texture to add warmth. The cardigan can then act as my main insulating layer without making me feel bulky.

Final Thoughts

Choosing the right shirt to wear under a cardigan is all about balance—between comfort, fit, and style. By focusing on fabric, fit, neckline, and color, I’ve been able to create versatile and polished outfits that work for any occasion. Next time you shop, keep these pointers in mind, and you’ll find layering a breeze!

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Timothy Bush
Hey, I’m Timothy Bush. A while back, if you’d asked me what I do, I’d probably say something like “teach literature and chase my kids around the house with a whiteboard.” But life has a funny way of reshaping your identity. Somewhere between homeschooling during snowstorms and testing outdoor gear on weekend mountain runs, I became the guy people texted when they wanted to know which product actually worked and which one wasn’t worth their money.

Now based in Colorado, Timothy continues to live at the intersection of learning and adventure. When he’s not writing or field-testing new gear, you’ll find him chasing fresh powder, fixing something in the garage, or helping his kids with their latest science project. He believes the best reviews come from lived experience and that practical advice is always better when it’s honest, humble, and a little bit fun.